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Liability Auto Insurance And The Things It Covers

If you are planning to buy a car anytime soon or if you have recently bought a car, you might have encountered people telling you to get “liability insurance”. You might have heard this from other people. You might wonder what this car insurance in Jacksonville exactly is and what does it cover (1)? You might also wonder why everyone talks about  this kind of insurance and persuading you to purchase precisely this insurance? Well, your query is one that most new car buyers have and often get confused over the fact that there are so many kinds and types of insurance. The only word in your mind would be “Why?”. There are many reasons why liability insurance is important for a new driver. This means that a driver that has recently gotten their driver’s license or the person that has recently purchased a car needs to purchase liability auto insurance in Jacksonville or their respective area.

What is liability car insurance?

Liability car insurance is the type of car insurance that covers any liabilities or damages that a person cause while on the road. Liability car insurance doesn’t cover any damage done to the car or the person that is driving the car but covers the people, animals or the property of a person that is damaged by the person driving the car. When a person gets their driver’s license or  they purchase a new car, it is always advisable that they purchase liability car insurance. In some states, purchasing liability car insurance is essential. If the person drives a car without liability car insurance, it is illegal and they might be fined. All the DMV’s and all car showrooms advise a person to get liability insurance for their car so that they can legally drive it. In most states and cities, a person can only legally drive the car or tow it from the showroom or the place they purchased the car to their home legally. After that, they will need to insure their car under liability insurance before they can take it on the road and drive it legally. If a person is found driving a car without liability insurance, the consequences that they have to face might be dire unless it’s an emergency, i.e. they need to take a person to the hospital or a similar case where they have to drive the car.

Why is liability car insurance obligatory in most States?

Most states say that getting liability insurance of your car is essential and you cannot legally drive your car until or unless you have your car insured under liability insurance. There are many reasons for that. The first is in case there is an accident, you will be able to pay all your liabilities.. Many drivers  on the road for the first time make mistakes, mistakes that cause havoc and can injure people and damage property. Most people are low income earners and they cannot pay their liabilities and that is the main reason that liability insurance is essential to a person. Because it helps them pay all their liabilities and all they have to do is pay the premiums. The people with new cars want to “take it out for a test drive” and during that test, they drive at speeds that are extremely ridiculous and that becomes the reason for them to cause damage to people, and their property. A person is liable for many things in an accident and most people state that they don’t have enough money to pay their liabilities. Whether that is true or not, they then need to sale their own property to relinquish and pay off their debt to those people, whom they cause physical damage or damaged their property. A person that has liability insurance doesn’t need to do that. All they have to do is inform their insurance company about the accident and they pay off your liabilities for you. Of course for a hefty price that you will indeed have to pay in the form of insurance premiums.

What does liability car insurance in Jacksonville cover?

There are many things that liability insurance covers. These things are all liabilities, in case that any of these incidents do occur; you won’t have to worry about them. The things that liability insurance covers include the following.

1.         Any damage to a person’s health or physique- Any damage done to another person will be paid off by the insurance company provided that you cause the damage. There are many investigations conducted to check whether you did cause the damages or not.

2.         Any damage to animals or wildlife- Any damage done to a person’s pets or wildlife is also paid off by the insurance company provided that you did cause the damages in the first place.

3.         Any damage to the property(s) of  another person – any damage done to the property of another person by you will also be paid off by your insurance company after they have determined that you caused the damage(s).,

Generally, liability insurance covers anything or anyone that you might damage and would need to pay for it. That is the reason why liability insurance is compulsory in most states and that it is necessary for every driver that hits the road with their car.

This website can help one compare insurance quotes! Simply enter your ZIP code in the box at the top to see for yourself.

Various Car Insurance Traps One Needs To Avoid

People cannot run away from traps. There are traps laid out by enemies, and traps laid out by allies. In most cases, it has been noted that the company providing car insurance in Jacksonville or in any other area also sets some traps for their clients. These traps can result in the person’s insurance costs and insurance premiums going through the roof or their insurance policy being cancelled (1). These are only the two consequences that are known and have a great impact on clients. These insurance traps are mentioned in the contract, but there are times that clients are not being informed. Honestly speaking, this traps are common in most insurance companies and have the same consequences.

The most common traps are listed below.

1.         Don’t modify your car, it’s a trap! – A person should never go for any modifications that can be made to a car. A person should keep the car simple because simpler is better and cheaper too. There are many modifications that can be made to a car but most of them just lead to the car being charged more for insurance premiums. Yes, when the company finds out that you have modified your car in any way possible, they increase your insurance premiums. One should never try to modify their car or add costly objects to the car such as nitrous, fancy windshields and other things. Modifications don’t do any good to the car, the car owner, or the car owners’ pocket.

2.         List the real driver- A person needs to list the main driver of the car when insuring it. If you insure your car and list yourself as the main driver when your son is really doing the driving, you’re in for some trouble. If your insurance company finds out, then you can be stripped of your insurance policy and you can’t get a refund even if you have paid your car insurance premiums that year.

3.         Respect the law and care for the car- A person should always respect the law when they are on the road and a person should also take care of their car. Being aggressive on the road can result in a person being stripped of their insurance policy.

You might be stripped of your insurance policy if you try any funny business with your car or you don’t obey the rules of the road.

This website can help one compare insurance quotes! Simply enter your ZIP code in the box at the top to see for yourself.

Things A Low Income Earner Should Avoid Doing After An Accident

There are many problems that a low income earner has to face when they cause or involved in an accident. There are some things that a person, especially low income earners who have Jacksonville cheap car insurance should not do (1). That is because if they are involved in accidents that they cause, they will find themselves in more trouble. A person can lose all their benefits simply by doing something that they shouldn’t have done after an accident. That is why it is always advised that a person should not become overconfident when they are involved in an accident. That can cost them a lot and if they do something out of the ordinary or they do something that simply shouldn’t be done, they will be in a huge amount of trouble.

Here are some things that any person, especially a low income earner shouldn’t do in case there is an accident and they are involved in it somehow or the other.

1.         Accept any liabilities- It is always advised that a person should never accept any liabilities at the scene or in front of their own insurance company or the insurance company(s) of the other driver(s). If a person accepts any liabilities, this means that they are admitting that they are liable for the accident and that they will pay for it, no matter how the investigations turn out to be. That will increase your insurance premiums by a lot so it’s also better if you let the officials do their investigations.

2.         Quarrel with the other driver(s) – One should never create havoc at the scene. You should always take care of all the matters legally and use the law to defend yourself. One should never try to fight their way out of the case.

3.         No collect data- One should always snap pictures of the scene. Even if one is not able to snap pictures of the scene, they should at least discuss and exchange essential information with the other driver(s) involved in the accident so that everyone has a clear view of the events that occurred in the accident.

4.         Resist filing a report with the law enforcement- One should always file a report of the accident with the law enforcement department so that they have a copy when the insurance company asks for it.

A person should keep in mind that they should never do these things that can damage their Jacksonville cheap car insurance. A person should always remember what’s at stake and what they need to do. They should keep calm, do only what they need to do and leave the rest to the professionals.

This website can help one compare insurance quotes! Simply enter your ZIP code in the box at the top to see for yourself.

Insurance Policy That Will Suit Best For Low Income Earners

AutoInsuranceQuotesComparisonInJacksonvilleMany low income earners can’t decide what car insurance they should get for themselves. Auto insurance in Jacksonville can definitely help customers decide what insurance to purchase. Low income earners are those people who can only fulfill their needs and cannot save up enough cash for other expenses. Well, if you ask me, car insurance is not a luxury or want, but is a necessity or need. Every single person on this planet, including low income earners need car insurance for themselves and their car. The only problem that low income earners face is that they don’t have enough money to buy multiple car insurance policies or buy insurance policies that cost a lot. That is the reason why many suggest that they should buy only one or two insurance policies at max and they should only buy the insurance policies that cover what they need (1). The task of finding the ideal and most compatible car insurance for a person is pretty simple. All they have to do is to find the things that they need to cover and then purchase the car insurance that covers those things.

In most cases, there is more than one thing that needs to be covered under insurance and low income earnersget really stressed on this issue. They think that they will need to buy multiple insurance policies to cover all the things that they need. What they need to do is to look at the bigger picture. They should know that they don’t have to buy a different policy for everything that they need. They should buy only the policies for which they can afford the insurance costs, plus the insurance premiums. This can be done by checking what they really need to get covered. They will certainly need different car insurance policies for different things that they need coverage for, but if they can determine the things that they need to cover most, like accidents or collisions for example, they can choose an insurance that covers just that.They need to leave out the things that are not too important and don’t occur too often. That is because they can simply not afford everything, so they need to skip out the things that they can’t afford and purchase an insurance policy that covers the things that are important.

A person must decide what type of insurance they need and to help them out, here are some examples of the insurance policies one can opt in case  they need these covered by an insurance company.

1.         If the person causes the collision- If the person that would like to get insurance cause collisions between their car and others, they should definitely go for a collision insurance policy with a basic insurance policy. That is because in case they cause a collision with another car, the two insurance policies will help pay both the insured, and the other person whose car is damaged in the collision. Liability insurance is also an option if they want to pay the liabilities cause by an accident.

2.         If the person is involved in accidents- If a person gets involved in accidents that they don’t cause, they should get a basic car insurance that covers their car. If they are involved in an accident after insuring their car, the insurance company will pay for the damages that are brought upon the car and will get the car fixed as soon as possible. This type of auto insurance in Jacksonville is the best for low income earner who get involved in accidents.

3.         If the person crashes a lot- If a person is an aggressive driver and don’t cause or get involved in accidents, but crashes a lot like into someone’s mailbox, a house or another person, then they should go for liability insurance. If a person can’t pay for their liabilities, this is the ideal insurance for them as this insurance covers all the damages that they can simply cause on the road to anyone, or their property. However, some liability insurance policies don’t cover any damages caused by you to another person’s car, but, that is only the case with some companies. A person can also purchase basic car insurance if that problem arises.

4.         If the person parks their car in a place that is prone to theft or other damage to your car- IF the person parks their car in places where there is a possibility of theft or damages from other objects, a comprehensive insurance is the ideal insurance for them. That is because a comprehensive insurance covers the damage done to a person’s car by any medium, except another car. If a person’s car is often damaged by other stuff and not a car, then they should definitely opt for this type of insurance policy.

5.         IF the person’s car breaks down a lot- If a person’s car breaks down a lot, they should go for an emergent services or a rental insurance policy. These insurance policies cover the money that a person spends on taking a cab from the place their car breaks down, paying the mechanic for fixing their car, the cost of getting a tire change and the cost of towing their car from the place where it broke down to the mechanic or a workshop.

If a person is able to assess themselves and look into their history, they will know what they need to cover the most. They can use this piece of information to determine what type of car insurance they need. This technique is really essential for low income earners.

You can now compare insurance quotes by simply entering your ZIP code in the box at the top of this webpage.

How To Manage Auto Insurance For Low Income Earners

It is a known fact that everyone needs car insurance. Each and every person that owns a car and drives regularly needs car insurance. Whether people drive the car themselves or someone else drives it for them, they need car insurance. When I say that everyone needs car insurance, it includes low income earners that don’t earn a huge sum of money. Low income earners are those people who strive to survive every single day and try their best to manage their expenses until they are handed their paycheck. That is because they can’t keep up with all the expenses. Low income earners are also seen to get extra benefits provided by the company (1). A known fact is that everyone, including low income earners also needs a car. But, it is also essential for a person that they insure their car so that if there’s damage to that car, they don’t have to pay immediately. Car insurance isn’t all that inexpensive. That is why low income earners should purchase insurance, but they should think about it and plan it beforehand.

Here are some tips that low income earners can use to get the cheapest insurance possible and also lower their insurance premiums.

1.         Remember their social status and buy a car accordingly- If they are low income earners, they should definitely buy a car that reflects that. This means that they should go for a car that is economical and has a small engine. This will reduce the car insurance costs by a lot and will also help them reduce their insurance premiums.

2.         Be wise; choose yearly premiums- Most car insurance companies collect premiums on a yearly basis. But, some companies don’t. What these companies do is that they hand over the decision to the person who wants to get insured and they tell them to choose their period of time for paying car premiums for their auto insurance in Jacksonville or their own area. A wise choice is pay yearly as it gives them time to save up money.

3.         Oblige to instructions from the company and obey the law- What the insurance company states is always true. That’s what you need to think. This will impress the insurance company and they will bestow you with special discounts and bonuses. You should also follow the laws of the road in order for the insurance company to appreciate your efforts and reward you accordingly.

A low income earner, just like most low income earners can use these tips to manage their auto insurance in Jacksonville or their respective area and can also reduce insurance premiums. This will help them maintain their insurance policy and avert any possibilities of the company cancelling their policy because they didn’t pay the insurance premiums. A person should always keep an eye out for insurance traps and should always avoid them to ensure that they don’t fall for the insurance companies tricks.

If you want to compare insurance quotes in your area, simply enter your ZIP code in the box at the top!

Collision Insurance And Its Difference From other Insurance

Many people wonder what collision insurance is (1) and how it is different from the likes of liability insurance and comprehensive insurance. Collision insurance is a type of insurance that falls into the same category of essential insurance policies just like comprehensive insurance policy and liability insurance policy.

This type of car insurance in Jacksonville is a simple one and it is best if used by the client at all times. A person should always insure their car under this type of insurance whenever they have enough cash. One can avail this type of insurance as an extension to the basic insurance policy that is available from every insurance company or insurance agent. This particular type of car insurance, known as collision insurance is really important for drivers that is likely to get involved in collisions or accidents.

The only drawback of this kind of insurance is that it does not always work in the favor of the insured. Sometimes, the insured is at a disadvantage but that disadvantage can be eliminated if the insured has a basic insurance policy to go with this type of insurance. This type of insurance is also fairly simple and is also not too expensive. That only adds to the factors which attract people towards this type of auto insurance in Jacksonville. This type of car insurance is also suggested by most insurance agents, showrooms and people who have an experience in the field of insurance. Most people think that this type of insurance is highly “essential” for every driver that hits the road every once in awhile and is really important in case that the car a person drives is expensive and irreplaceable.

What is collision insurance?

Collision insurance is type of insurance that is pretty common and falls right in the category of important and essential insurance policies that a new driver or a person that has recently bought a new car should definitely purchase. This car insurance, as the name suggests, covers any collisions from which the car is involved. This collision might be with another person’s car, another person’s property, a house or simply a brick wall in the middle of nowhere. If the person’s car collides with any of the things or any place mentioned in the contract, the damage that is caused by the collision is paid for by the insurance company. However, there is a catch. In order for the insurance company to pay for all the damages done to the car of the insured, the collision must be caused by the insured driver themselves.

If that is the case, then the insurance company will indeed pay for the damages that are cause by the driver themselves. Collision insurance is really beneficial if a person causes accidents a lot. Basically, this type of insurance exists to be paired with the basic insurance policy. The benefit of combining the two is that in cases the accident is caused by the insured, the insurance company will pay for the damages caused by the insured to the other person’s car or property, and the damage that is done to the car driven by the insured, provided that the person that is insured is driving the car that has insurance. That is the reason why collision insurance is essential. In the case of an accident caused by the insured, both the insured and the other driver(s) that are involved in the accident will be paid for all the damages done to their cars or their property. If a person can manage and afford to do so, they should also get liability insurance if possible. That is because liability insurance covers damage caused by the insured to any person’s property, whether it’s their car, their house, their pets or themselves. It’s always beneficial if a person gets their car insured with a basic insurance, collision insurance and liability insurance while they’re at it. Of course for low income earners who cannot afford that many insurance policies, a basic insurance is enough and if they can, they should also buy collision insurance too. That makes for a great combination of policies and for great benefits in case of an accident.

A person should really look into the matter and decide what they need before they get their car insured so that they can make sure they get the benefits they are looking for when purchasing car insurance. A person should always decide whether they need just a basic insurance policy, collision insurance policy, liability insurance policy (liability insurance policy might be obligatory in the state which they live in) or all the auto insurance policies in Jacksonville that are mentioned above.

Why collision insurance is different than the likes of others?

The basic difference between a collision insurance policy and a different insurance policy such as a liability insurance or comprehensive insurance is that the insurance policy covers the insured in case they cause a collision and damage their own car. If used with another type of insurance policy like a liability insurance policy or basic insurance policy, collision insurance can be beneficial and can pay both the insured and the other driver(s) for the damages caused to their cars or property. No other insurance policy exists that pays the insured for the collisions they themselves cause. But, there is a catch; the catch is that the collision insurance alone, will only pay for the damages caused by the collision which was caused by another person, not the insured person. But, that can be easily eliminated by using another insurance policy to go with it.

If a person uses this kind of insurance wisely and use it the way it’s meant to be used, they can easily get past many problems and difficulties that can arise when they themselves involves in an accident!

If you want to compare insurance quotes in your area, simply enter your ZIP code in the box at the top!

Insurance Premium And How It Works

AutoInsuranceQuoteInJacksonvilleMany potential insurance buyers and people simply wonder what an insurance premiums exactly is and what’s the process. That procedure is a pretty simple one and is easy to understand. A person can easily familiarize the whole process and all the facts, tips and tricks of the whole process. The answer to the query is completely simple.

An insurance premium is the cost of insurance, in this case, car insurance. When a person receives the services provided by the insurance company for a pre decided amount of time, they need to pay the insurance company for it. The amount which they pay is known as an insurance premium. A person has to pay an insurance cost or insurance registration cost when they register for the car insurance in Jacksonville or in their area and then have to pay their insurance premiums on a given time. The person and their insurance company decide the period of time and intervals at which the person will pay their insurance premiums. The most common insurance premium intervals are on a one month basis, two month basis, quarter-year basis, a half year basis or on a yearly basis. The most beneficial interval of time between two insurance premiums is on yearly interval. That is simply because paying insurance premiums on a yearly basis gives the person a lot of time to save up money for paying their insurance premiums. It also gives them time to compare insurance quotes and find a company that might offer the same or better services at the same or cheaper price.

You might wonder how insurance premiums work, how an insurance company works out the insurance costs and premiums of a car when the owner wants to buy car insurance in Jacksonville or their respective area. A company determines the insurance costs and the amount of insurance premiums by assessing the car that is to be covered under insurance. They do this by determining the risk that the car can be damaged in an accident and the probability of the car to be involve in an accident. They determine that by looking at the history of the car and the car owner(s) driving. This includes any DUI offense charges and tickets. The simple rule is that the higher the risk of the car being involved in an accident, the higher are the insurance premiums.

As stated, the whole process is really simple and can be easily understood and memorized. As a general summary, the process goes somewhat like this: you talk to the insurance company, they assess your car and decides what the suitable insurance premium is, they negotiate the insurance cost and premiums with you, the deal is made legal and you are then officially insured. After that all you have to do is to pay those insurance premiums on time to ensure that you get the best services.

You can now compare insurance quotes by simply entering your ZIP code in the box at the top of this web page.

The Benefits Offered By Switching Insurance Companies

Many people wonder how they can switch from one car insurance provider to another, mainly because they want to get insurance of the same service but at a cheaper price. Everyone likes to save a couple hundred bucks on their insurance premiums, right? When a person switches from a known insurance provider to the other, the new insurance company to which the person contacts and will receive their services provides the person with extra bonuses and special discounts because the person chooses the insurance company over the one with which they were previously committed. This is a great way of getting more customers for a service and also to increase marketability of the insurance company. But all of the benefits are not just passed on to the client. There are guidelines to follow before getting the benefits. The main reason why they switch providers is that they would get the same or better services at a lower price. That is mostly the main reason that attracts most people who would like to be insured.

Other benefits of switching insurance companies include special discounts and special coupons on insurance premiums, lower insurance costs, special treatment and special care plus the person also gets the full support of the insurance company. Switching insurance companies is a good option and on most states that it is one of the best ways to cut down on insurance premiums. In business, there are no friends and that is a rule everyone should and have to follow. A person should never check who owns the insurance company but they should only check what services they are providing and at what cost. If a person can manage to find a reputable company that does better than their current provider, they should not hesitate to switch. The whole process of switching insurance providers is simple and easy. Here is a step by step guide that can help one on how to switch insurance providers.

1.         Look for a better company. This can be done by comparing feedbacks from previous clients for a car insurance in Jacksonville or your area.

2.         Inform the company you are currently committed to about your plans of switching provider.

3.         Decide a date when to transfer.

4.         Ask for a refund.

5.         Close and decide all matters that are pending with the insurance company that you are committed to.

6.         Fix a date to meet with the new insurance company.

7.         Get your car checked, assessed and the premium rates set.

8.         Go through all the paperwork and fill out all the information needed.

9.         Congratulations! It’s legal. You have now switched insurance companies and you can now avail the benefits that the new insurance company provides you with.

It can be easily seen by this step by step guide that it isn’t hard at all to switch between two insurance companies if you know how. By accomplishing this task, one can receive a lot of benefits and discounts, if executed properly.

This website can help one compare insurance quotes! Simply enter your ZIP code in the box at the top to see for yourself.

What DUI Laws Can Do To Your Auto Insurance If You Offend Them

A lot of people wonders what’s the penalty when committing a DUI offense (1). There are a lot of consequences that a person might have to deal with if they are found to be guilty of offending the DUI laws in their state. There’s a penalty for every law offender who commits DUI. A lesson must be taught to those who joke around with the law and it is likely that they will need more than just a couple of days in jail and a few hundred dollars in fine to straighten up their record on the road. That is where the DMV’s of each state come into play. There are many consequences that a state can and will set down on the person that is found offending the DUI laws. Most of these penalties and consequences affect the person’s auto insurance in Jacksonville. In this case, a person offending the DUI laws in Jacksonville will be subject to the laws that are set down by the Jacksonville DMV. A person that breaks the DUI laws will be subject to these consequences and penalties. If the person becomes a habitual or regular offender of the law, the consequences might include all or some of the following.

1.        Cancellation of insurance policy- If a person is caught drunk driving and if they have a blood alcohol concentration level of more than the legal limit, the Jacksonville SMV might order the insurance company to cancel the person’s auto insurance in Jacksonville. This means that the person will lose their insurance policy and they won’t even get a refund. This also means that all the liabilities are to be paid by the person and that the insurance company is no longer accountable.

2.        Extensive periods of jail- A person might receive lengthy periods in jail if they become habitual offenders of the DUI laws in Jacksonville. A habitual offender of the DUI laws in a state receives longer periods of time in jail, which can go up to more than a year if any fatalities occur.

3.        Higher insurance premiums- In cases that you cause an accident or involved in one, you might claim an insurance. When you do so, the insurance company will note the whole event and will also assist on how you can claim your insurance. This goes on your permanent record and will increase your insurance premiums. A person should never drive while they are drunk or are under the influence. That is because if they do so and get caught, the damage and fines will be heavy. Also in addition, if the person causes an accident and there are fatalities or severe injuries, the driver might not drive again and his/her driving license will be suspended.

This website can help one compare insurance quotes! Simply enter your ZIP code in the box at the top to see for yourself.

What Are The Definition And Difference Between DWI And DUI

Many people wonder what DUI and DWI laws are and many are confused between these terms. Another mystery for many people is the difference between the two terms. Know that DUI and DWI laws are a set of laws that are put down by the DMV of a region. These laws are set down simply to keep a grip on the people that break the laws and do what these laws forbid them from doing. If you are wondering what these laws actually are, here is your answer. DUI and DUI laws – DUI is the acronym for “Driving under the Influence”. This law refers to the people that violate this very law by driving while they are drunk or driving while they are under the influence. This term refers to the people that are influenced by alcohol as well as the people that are under the influence of a different type of drugs. These drugs include the likes of cocaine, weed heroin and many other simple, complex or complicated drugs available. In Jacksonville, the DUI laws are set down by the Jacksonville DMV and the riots that occur on the laws are also settled by them. A person that is found drunk driving in Jacksonville will surely be subject to these laws when they are being convicted and questioned. DWI and DWI laws – DWI is the acronym for “Driving while intoxicated”. This law refers to the people that drive while they are drunk over the legal limit or are drunk to an extent where they clearly cannot drive. That is when they are caught by a police officer and rushed to the nearest hospital if their condition is critical. Sometimes, it may occur that a person is not drunk over the blood alcohol concentration legal limit but they are still caught and convicted by the police. That is because if a person is drunk to an extent where they can’t drive, it is the duty of the police officer that they immediately place them under arrest in the name of their state. DWI laws in Jacksonville are also set by the DMV of a region and are also tightened by them. Many wonder what the difference between the two is. There are many differences between the two types of laws which both regard to the people that are driving while they are drunk, but all of these differences are minor ones. The main difference between the two is that DUI laws cover both people driving under the influence of alcohol and drugs whereas Jacksonville DWI laws only cover the people driving while intoxicated with alcohol. These laws and the definition of each law might vary from one state to the other. The descriptions stated above are general descriptions of the laws and are not state specific.

This website can help one compare Jacksonville vehicle insurance quotes! Simply enter your ZIP code in the box at the top to see for yourself.