Jacksonville DMV

What DUI Laws Can Do To Your Auto Insurance If You Offend Them

September 11, 2013 by Debra Hernandez

A lot of people wonders what’s the penalty when committing a DUI offense (1). There are a lot of consequences that a person might have to deal with if they are found to be guilty of offending the DUI laws in their state. There’s a penalty for every law offender who commits DUI. A lesson must be taught to those who joke around with the law and it is likely that they will need more than just a couple of days in jail and a few hundred dollars in fine to straighten up their record on the road. That is where the DMV’s of each state come into play. There are many consequences that a state can and will set down on the person that is found offending the DUI laws. Most of these penalties and consequences affect the person’s auto insurance in Jacksonville. In this case, a person offending the DUI laws in Jacksonville will be subject to the laws that are set down by the Jacksonville DMV. A person that breaks the DUI laws will be subject to these consequences and penalties. If the person becomes a habitual or regular offender of the law, the consequences might include all or some of the following.

1. Cancellation of insurance policy- If a person is caught drunk driving and if they have a blood alcohol concentration level of more than the legal limit, the Jacksonville SMV might order the insurance company to cancel the person’s auto insurance in Jacksonville. This means that the person will lose their insurance policy and they won’t even get a refund. This also means that all the liabilities are to be paid by the person and that the insurance company is no longer accountable.

2. Extensive periods of jail- A person might receive lengthy periods in jail if they become habitual offenders of the DUI laws in Jacksonville. A habitual offender of the DUI laws in a state receives longer periods of time in jail, which can go up to more than a year if any fatalities occur.

3. Higher insurance premiums- In cases that you cause an accident or involved in one, you might claim an insurance. When you do so, the insurance company will note the whole event and will also assist on how you can claim your insurance. This goes on your permanent record and will increase your insurance premiums. A person should never drive while they are drunk or are under the influence. That is because if they do so and get caught, the damage and fines will be heavy. Also in addition, if the person causes an accident and there are fatalities or severe injuries, the driver might not drive again and his/her driving license will be suspended.

This website can help one compare insurance quotes! Simply enter your ZIP code in the box at the top to see for yourself.

What Are The Definition And Difference Between DWI And DUI

September 10, 2013 by Debra Hernandez

Many people wonder what DUI and DWI laws are and many are confused between these terms. Another mystery for many people is the difference between the two terms. Know that DUI and DWI laws are a set of laws that are put down by the DMV of a region. These laws are set down simply to keep a grip on the people that break the laws and do what these laws forbid them from doing. If you are wondering what these laws actually are, here is your answer. DUI and DUI laws – DUI is the acronym for “Driving under the Influence”. This law refers to the people that violate this very law by driving while they are drunk or driving while they are under the influence. This term refers to the people that are influenced by alcohol as well as the people that are under the influence of a different type of drugs. These drugs include the likes of cocaine, weed heroin and many other simple, complex or complicated drugs available. In Jacksonville, the DUI laws are set down by the Jacksonville DMV and the riots that occur on the laws are also settled by them. A person that is found drunk driving in Jacksonville will surely be subject to these laws when they are being convicted and questioned. DWI and DWI laws – DWI is the acronym for “Driving while intoxicated”. This law refers to the people that drive while they are drunk over the legal limit or are drunk to an extent where they clearly cannot drive. That is when they are caught by a police officer and rushed to the nearest hospital if their condition is critical. Sometimes, it may occur that a person is not drunk over the blood alcohol concentration legal limit but they are still caught and convicted by the police. That is because if a person is drunk to an extent where they can’t drive, it is the duty of the police officer that they immediately place them under arrest in the name of their state. DWI laws in Jacksonville are also set by the DMV of a region and are also tightened by them. Many wonder what the difference between the two is. There are many differences between the two types of laws which both regard to the people that are driving while they are drunk, but all of these differences are minor ones. The main difference between the two is that DUI laws cover both people driving under the influence of alcohol and drugs whereas Jacksonville DWI laws only cover the people driving while intoxicated with alcohol. These laws and the definition of each law might vary from one state to the other. The descriptions stated above are general descriptions of the laws and are not state specific.

This website can help one compare Jacksonville vehicle insurance quotes! Simply enter your ZIP code in the box at the top to see for yourself.

Filed Under: DWI and DUI Laws In Jacksonville Tagged With: car insurance in Jacksonville, Jacksonville DMV, vehicle insurance in Jacksonville

Top Six Punishments For DUI Offenders

September 9, 2013 by Debra Hernandez

There are simply a lot of penalties and punishments that a DUI law offender can be subject to. Most of these penalties are not too harsh and are inflicted upon the DUI offenders that are offending the DUI laws for a first or second time. There are many more intense or harsh penalties that are inflicted upon the third time DUI offenders and the people that become habitual offenders of the DUI laws in a state or city, such as Jacksonville. The state’s or city’s DMV sets down the DUI laws for that particular state or city and those are to be followed by each and every person living there.

When it comes to Jacksonville, the Jacksonville DMV has laid down the law regarding DUI offenders and has also tightened their grip on the offenders as of the command which was given by the government. This command made every DMV and every region tighten their grip over the DUI offenders and teach them a lesson they will never forget. There are many penalties and punishments that are considered to be harsher than the simple penalties and punishments that a person is subject to.

These “harsher” penalties and punishments include the following.

1. Extensive periods of imprisonment – The most common of these harsh punishments is the extensive periods of jail that a DMV such as the Jacksonville DMV has made compulsory on habitual violators of the law. The people the continuously violate the DUI laws and hurt the law are subject to this specific penalty.

2. Hefty fines – The fines that are implemented on habitual offenders of the DUI laws and are way heftier and way more than the fines that are implemented on a person that is breaking the DUI laws for the first time in their life. Hefty fines ensure that the person will learn most of their lesson, and the other punishments exist for making sure they learn the rest.

3. Ignition interlock device – Upon the command of the court, an ignition interlock device might be installed into a person’s vehicle. This means that the vehicle will be locked by the law and the person will not be able to get it started until or unless the court or the DMV in Jacksonville authorizes it. Ignition interlock devices are often given as a punishment to second time, third time and habitual offenders of the DUI laws.

4. Forced attendance of drug abuse seminars – The court might force one to attend drug abuse seminars and drug use education classes to educate them of the risks and dangers.

5. Continuous monitoring – The court might order the law enforcement department to secretly monitor the third time and habitual DUI law offenders.

6. Community service – A person might need to serve the community for periods of time that are decided by the court.

A person should always keep these consequences in mind when thinking of doing something like driving while they are drunk or driving under the influence. These consequences are not something a person can easily live with and that is why a person should always avoid them in every regard possible.

If you want to compare Jacksonville car insurance quotes in your area, simply enter your ZIP code in the box at the top!

Filed Under: DWI and DUI Laws In Jacksonville Tagged With: car insurance in Jacksonville, DMV in Jacksonville, Jacksonville DMV

How To Avoid DUI Offenses On Record?

September 8, 2013 by Debra Hernandez

Many people don’t know this fact but drunk driving can be stopped and if we work together, we can solve the problems of substance abuse and people driving when they are drunk way over the legal limit. As citizens, it is our duty to care for our fellow citizens and look after them. We have to make sure they don’t drink and drive and we can do that by making them aware of the consequences and educating them on substance abuse and the aftermath of drinking. Like Jacksonville DMV, we can also do some things that can help us avoid DUI offenses and drunk driving too and it’s not too hard. The whole process and the ways in which we can do that are really simple.

There are many ways a person can use to ensure that they don’t get into trouble with officers and they don’t get any DUI offenses on their permanent record on the road. Of course when the look back period is over your slate will be cleared, but if you have car insurance in Jacksonville at that very time or are planning to buy car insurance in the next 10 years of you being convicted of drunk driving, you are in for some serious trouble. That is because DUI offenses are nothing but a dent on your permanent record. However, if you follow some rules, watch out for some signs and utilize some specific tips, you just might be able to avoid any DUI offenses.

Here are some tips and tricks that can help one avoid DUI offenses on their permanent record and to take care of Jacksonville auto insurance.

Decide for a person that will drive when going out – When you and your friends head out, you should always decide one person who will drive on your way back and that person should not drink alcohol at all.

Hide the keys – If you noticed that one of your friends is heading back home drunk, you shouldn’t hesitate and hide their keys. You should also influence them to stay at your place for the night.

Don’t be afraid to call a cab – When necessary, you shouldn’t hesitate when calling a cab because it isn’t “cool”. You should call a cab right away when you are in need of one.

Don’t get too drunk – Drink to a specific limit where you are not legally drunk and have lots of meals when in a party. Also try eating yogurt to make the effects of alcohol recessive.

Don’t have drinks at the end of a party – Try to drink with regular meals and avoid drinking when the party is at its end. That is because if you drink at the end of the party, you will have to go home drunk and that’s not safe at all.

You should also keep an eye out for your friends and you should tell them they are drunk and let them rest if you see them waving continuously, making wide turns in the car or driving in an illegal fashion. Care for your friends, because they care for you.

You can now compare car insurance quotes in Jacksonville by simply entering your ZIP code in the box at the top of the webpage.

Filed Under: DWI and DUI Laws In Jacksonville Tagged With: car insurance in Jacksonville, Jacksonville auto insurance, Jacksonville DMV

Possible Reasons Why Your Insurance Claim Is Rejected

August 30, 2013 by Debra Hernandez

There is never a guarantee that a person’s insurance claim for car insurance in Jacksonville will be accepted. There are many possibilities of a person’s insurance claim being rejected. That is because there might be something that the person missed out on the insurance claim or they made too many false insurance claims. That is why a person always needs to ensure that they make an insurance claim for their car insurance and be really careful while doing that. If they are not careful while making an insurance claim, there are a lot of chances that they won’t be successful and their insurance claim will be simply rejected. If that happens, they won’t get any coverage and that is why they should be truthful and sincere when filing insurance claims.

There are many reasons why an insurance claim can be rejected. Some of the reason are listed and described below.

1. History of claims- If a person has an elongated history of claims which include false claims or claims that were not deemed legit, they can be subjected to a rejection when they file and insurance claim for car insurance in Jacksonville or their region. That is because the insurance company doesn’t consider them to be sincere with their insurance claims and they assume that the person thinks of the whole thing as a joke.

2. Private investigators- Many insurance companies use private investigators that spy on the people that claim their car insurance. That is the reason you shouldn’t lie about anything when making an insurance claim. If private investigators catch you doing something you said you didn’t or confessing about it, you’re in big trouble and your insurance claim will indeed be rejected.

3. Make sure you give the insurance company all the information- When making an insurance claim, you should also make sure that you provide all the necessary information to the insurance company so that they don’t require any more things when they are processing your insurance claim.

4. You lie about injuries- Many people lie about their injuries just to get some extra cash in their insurance coverage. Well, they shouldn’t do that. That’s because if the company finds out that they’re lying, their insurance claim will be rejected.

5. You didn’t perform a cross-check- If you don’t perform a cross-check of the car(s) involved in the accident and the property that was involved or damaged, your insurance claim can be rejected. You don’t want your insurance claim to be rejected and if you don’t you should be sure to cross-check everything that was involved in the accident. That is a crucial point and it is really essential that you do it.

A person should take care of the above things when they make an insurance claim. They should always be careful when making insurance claims so that they don’t end up being rejected. A person wants to be fixing up their car, not ending up with a lawsuit. That is the reason they should always remember these reasons and they should avert the possibility of them coming into play.

This website can help one compare insurance quotes! Simply enter your ZIP code in the box at the top to see for yourself.

Filed Under: Jacksonville Car Insurance Laws Tagged With: auto insurance quotes in Jacksonville, DMV Jacksonville, Jacksonville auto insurance, Jacksonville DMV

Ways On How Jacksonville DMV Can Help Sort Out Your Queries

August 24, 2013 by Debra Hernandez

Owning a car in United States of America is not very easy as the driving rules and processes involved with car ownership are pretty strict and therefore one who is new to the system can often get a bit confused. Moreover, driving rules in different state of United States of America are different and also the process involved for the securing a driving license is different too. All this only complicate matters, and therefore, there are many online websites that provide information for its viewers. Florida, one of the best states in this nation, is no different from the other states of America and maintaining and securing a car in this state is a tough task, especially to a novice.

Getting a driving license in Jacksonville isn’t one of the easiest things to do. However, with the help of Jacksonville DMV, things can be a bit easy. Now, one reading this article must be thinking what does DMV stands for; it is basically the short form for Jacksonville Department of Motor Vehicles which is the official department under which all processes regarding driving is taken care off. The services that are provided by the Department of Motor Vehicles of Jacksonville are renewal of driver’s license, renewal of license plate, allotment of learner’s permit, registration of cars, providing insurance of cars and guiding clients with answers to their queries.

Now, let us discuss the steps or process that needs to be followed for getting a driving license in the city of Jacksonville, Florida. The Department of Highway Safety and Motor Vehicles (DHSMV), is connected to nearly all Floridian drivers, also to the visiting drivers of the state. There are a number of reasons for drivers to register with first is of course to drive their vehicles, without obstacles and another is for photo identity. Another big reason for registering with this organization is for the assistance that these drivers or car gets when there is an accident or car crash on the highway or even when because of mechanical problem when a car breaks down.

There is a greater mission that Jacksonville DMV works toward. Through education of the drivers, this department’s wants to establish an atmosphere of complete security and safety on the high way. The driving resources that drivers across Jacksonville get are online traffic-school, defensive driving, Florida traffic-schools, answers to drives license, history report of vehicle, car loans online, automotive news, car-insurance quotes and also auto library.

There are many websites, over the internet that guide driver’s according to the DMV Jacksonville traffic rules and thus, act as a helping hand to drivers of this city of Florida.

Filed Under: Jacksonville Car Insurance Laws Tagged With: car insurance law, Department of Motor Vehicles of Jacksonville, DMV Jacksonville, Jacksonville DMV

Steps To Follow When Dealing With Jacksonville DMV In Case Of DUI Violations

August 13, 2013 by Debra Hernandez

These policies cover your financial and medical assets in times of crises. A good and reasonable DUI insurance can even help you protect your interests in a DUI case. Drunken driving is a serious offence in Jacksonville, Florida and can lead to revocation of license, fine and even jail. A good Jacksonville cheap car insurance helps you to avoid trouble with DMV in case of a DUI. Here are some quick tips when dealing with the Jacksonville DMV in case of DUI violations.

Most states, including Florida give offenders ten days’ time to request for a hearing. You can wait for a court date but if you do not request a hearing within the ten days, you stand a severe chance of license suspension and conviction. Requesting for a hearing with the court within the stipulated time limit helps you to prevent such a course of events to some extent.

The next thing that you need to do is hire a good defense lawyer with ample experience of DWI and DUI cases. A good lawyer can plead your case much better that you can on your own since he is well aware of the workings of the law and the loopholes it contains. A good defense lawyer can help you to retain your license by cancelling its suspension and can prevent you from getting convicted by absolving all charges in front of the DMV. If done within the stipulated time, you as the client might not even need to appear in court. Hiring a lawyer, even if you are guilty of charge is probably a good idea since he can help lessen the damage.

Having a good price of Jacksonville auto insurance policy is also a good idea since a good policy will enable you to obtain a certificate known as the SR 22. His certificate is proof of your existing insurance and is sent to the DMV directly to ensure the lawmakers of your ensured condition. Even a good Jacksonville affordable auto insurance might be sufficient for such a situation if your attorney works out the finer details of the insurance coverage with the company. Such a certificate will enable the cancellation of your license suspension and you can soon get back on the road.

This will instantly give you all the auto insurance quotes and details available in Jacksonville. By reviewing these, you can maa the auto insurance quotes and details available in Jacksonville. By reviewing these, you can make a well informed decision. Jacksonville affordable auto insurance, along with a practiced defense attorney can help you get out of DUI charges without much damage and hassle. Having a comprehensive and cheap auto insurance policy is extremely important.

By entering your ZIP code, you will get to know about the policies that will cover you despite a DUI violation on your driving record and to get Jacksonville affordable auto insurance.

Filed Under: DWI and DUI Laws In Jacksonville Tagged With: auto insurance quotes in Jacksonville, DWI and DUI laws in Jacksonville, Jacksonville auto insurance, Jacksonville DMV

The Importance Of Doing Your Reasearch Before Purchasing Car Insurance

August 6, 2013 by Debra Hernandez

Researching about Jacksonville auto insurance and various other small details greatly enhances the credibility of your choice of insurance and helps you protect your loved ones as well as yourselves against calamities better. Before anything else, auto insurance is meant for you to protect your life and that of your family and friends. Putting some effort into the research of such insurance makes good sense.

As per the laws laid down by the Jacksonville DMV, You must have auto insurance coverage when you register a four-wheeler vehicle or a vehicle with more than four wheels. The minimum PIP or personal injuries protection as well as PDL or Property damages liability is $10,000* each. A proof of Florida Auto coverage is required. You can choose a security policy that offers more personal and liability coverage by paying a higher monthly premium. In case of an accident or car crash, your local DMV might insist on you buying addition coverage as well.

If you are a brand new driver, chances are your rates will be high since you have little road experience. The usual type of insurance offered to these drivers is PIP. It covers medical expenses to take care of any physical or bodily injuries that you receive during an accident irrespective of the question of responsibility for the accident. Certain compensation coverage is also given to cover for lost services, wages etc. Funeral compensation is also provided. But if you have been in an accident before, or have been involved in traffic or safety violations, you might need a Bodily Injuries Liabilities Insurance policy (BIL). This kind of insurance ensures that you have enough policy coverage to pay for your own medical expenses in case of another future accident, and also pay for the medical or funeral expenses and compensation for those you have injured or harmed in the process. This is a very useful policy for high-risk drivers as it protects the interests of both yourself and any other party that you might harm.

This kind of research helps you in buying a good and secure auto insurance policy as you know exactly what your needs are. Knowing your part as the driver thoroughly not only saves your life but also prevents you from getting into trouble with the DMV Jacksonville because of flouting of insurance laws. Researching the rates of all the current auto insurance quotes in Jacksonville is also sensible since then you can know what you are dealing with and what kind of prices are being offered. In fact, comparison sites such as this one are apt for doing a little financial research before buying a policy.