Talk to an agent: (904) 425-1240
Press play below to listen to our audio commercial:

What DUI Laws Can Do To Your Auto Insurance If You Offend Them

A lot of people wonders what’s the penalty when committing a DUI offense (1). There are a lot of consequences that a person might have to deal with if they are found to be guilty of offending the DUI laws in their state. There’s a penalty for every law offender who commits DUI. A lesson must be taught to those who joke around with the law and it is likely that they will need more than just a couple of days in jail and a few hundred dollars in fine to straighten up their record on the road. That is where the DMV’s of each state come into play. There are many consequences that a state can and will set down on the person that is found offending the DUI laws. Most of these penalties and consequences affect the person’s auto insurance in Jacksonville. In this case, a person offending the DUI laws in Jacksonville will be subject to the laws that are set down by the Jacksonville DMV. A person that breaks the DUI laws will be subject to these consequences and penalties. If the person becomes a habitual or regular offender of the law, the consequences might include all or some of the following.

1.        Cancellation of insurance policy- If a person is caught drunk driving and if they have a blood alcohol concentration level of more than the legal limit, the Jacksonville SMV might order the insurance company to cancel the person’s auto insurance in Jacksonville. This means that the person will lose their insurance policy and they won’t even get a refund. This also means that all the liabilities are to be paid by the person and that the insurance company is no longer accountable.

2.        Extensive periods of jail- A person might receive lengthy periods in jail if they become habitual offenders of the DUI laws in Jacksonville. A habitual offender of the DUI laws in a state receives longer periods of time in jail, which can go up to more than a year if any fatalities occur.

3.        Higher insurance premiums- In cases that you cause an accident or involved in one, you might claim an insurance. When you do so, the insurance company will note the whole event and will also assist on how you can claim your insurance. This goes on your permanent record and will increase your insurance premiums. A person should never drive while they are drunk or are under the influence. That is because if they do so and get caught, the damage and fines will be heavy. Also in addition, if the person causes an accident and there are fatalities or severe injuries, the driver might not drive again and his/her driving license will be suspended.

This website can help one compare insurance quotes! Simply enter your ZIP code in the box at the top to see for yourself.